Which term describes laws that require certain health services to be covered?

Benefit mandates refer to specific laws or regulations that require health insurance policies to provide particular services or benefits. These mandates are designed to ensure that individuals have access to essential health care services, such as preventive care, mental health treatments, and maternity care. By establishing these requirements, benefit mandates help protect consumers from inadequate health coverage and ensure that necessary health services are not omitted from insurance plans.

In comparison, coverage limitations and insurance exclusions refer to restrictions on the types of services that a policy may cover, rather than mandates to include certain services. Preventive care standards focus specifically on the type and frequency of preventive services that should be covered but do not encompass the broader requirement to provide these services. Benefit mandates play a key role in shaping health insurance policies and ensuring comprehensive coverage for necessary health services.